Credit Cards
FIT Mastercard® Review: Build your credit score on your way!
Dive into the FIT Mastercard® universe! This review dissects the card's pros and cons, providing insights into its credit-building features.
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Discover the world of credit with the FIT Mastercard®!
Checking out the card universe? If you’re sailing uncharted waters and your credit isn’t a perfect symphony, this FIT Mastercard® review is for you!
Apply for the FIT Mastercard®
Ready for a credit transformation? Learn how to apply for the FIT Mastercard® effortlessly and embark on a journey to better credit.
Our analysis goes beyond the numbers to tell you if this card is like a gentle serenade for your financial journey or just a discordant beat.
| FIT Mastercard® | |
| Credit Score | The FIT Mastercard® does not require a minimum credit score for approval; |
| Annual Fee | $99 annual fee; |
| Purchase APR | 22.99%; |
| Cash Advance APR | 25.99%; |
| Welcome Bonus | None; |
| Rewards | None. |
The ins and outs of the FIT Mastercard®
Let’s explore the details of the FIT Mastercard®! From its modest starting limit of $400 to the tricks for doubling that limit.
Indeed, this is a credit builder card, so you can raise your credit score quickly. Also, you’ll get free monthly credit score, so you can track it closely.
On the other hand, cardholders must pay an annual fee of $99, and also deal with an APR of 22.99%.
Cardholders can also enjoy Zero Liability Protection and an amazing mobile app to better manage their cards!
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FIT Mastercard®: is it worth it?
The big question: is it worth having the FIT Mastercard® in your wallet?
Let’s analyze the pros the cons and decide if this card is a worthy partner for your financial journey. Spoiler: it might involve a little humor!
Pros
- Generous Initial Credit Limit: The FIT Mastercard® offers a strong foundation with a generous initial credit limit. With a substantial limit, you have room to manage your finances in a more holistic way;
- Opportunity to Double Your Limit After Six Months: A unique feature of the FIT Mastercard® is the opportunity to double your limit after six months of responsible use;
- Mastercard Fraud Protection: Security is a priority, and the FIT Mastercard® offers fraud protection from the renowned Mastercard;
- Monthly Reports to Major Credit Bureaus: When using the FIT Mastercard®, your payments are reported monthly to the three major credit bureaus (TransUnion, Experian, Equifax). This means that every on-time payment contributes to the positive building of your credit history.
Cons
- Annual Interest Rate of 22.99%: A notable drawback is the 22.99% annual interest rate, which is above average. It is crucial to consider this factor when deciding if the FIT Mastercard® is the best option for your financial needs. Maintaining a healthy balance between cost and benefits is essential;
- Annual fee: Cardholders will have to pay an annual fee of $99.
Credit score requirements for card application
Thinking about applying for the FIT Mastercard®? Find the credit score requirements needed to secure your spot at the credit party.
Spoiler alert: the bar isn’t as high as you think!
Ready to apply? Here’s how to get the FIT Mastercard®
Ready to take a step into the world of credit with the FIT Mastercard®?
Learn how to apply without complications and embark on this financial journey with a touch of humor.
After all, credit doesn’t have to be boring, right?
Apply for the FIT Mastercard®
Ready for a credit transformation? Learn how to apply for the FIT Mastercard® effortlessly and embark on a journey to better credit.
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