Credit Cards

First Digital Mastercard® Review: Cashback all over the country!

This review explores the First Digital Mastercard®, highlighting its cashback program, credit-building potential, and user-friendly application process.

Advertisement

No credit but cashback. Build with 1% back!

First Digital Mastercard
See the pros and cons of using the First Digital Mastercard! Source: First Digital Mastercard

A journey of a thousand miles begins with a single step. I once read that on a t-shirt. I never thought it would work so well for a credit score! Read the First Digital Mastercard review!

First Digital Mastercard

Apply for the First Digital Mastercard®

Discover how to Apply First Digital Mastercard® and boost your credit score! A step-by-step guide to earning cash back!

In this review, we’re not only going to discuss the First Digital Mastercard®. We’ll delve into its credit-building aspect. Have a negative or no credit? No problem. First, let’s go digital!

Credit ScoreFree for bad or no credit
Annual FeeThe initial cost is $75 for the first year, and subsequently, there is an annual fee of $48
Purchase APR35.99%
Cash Advance APR35.99%
Welcome BonusN/A
Rewards1% Cashback Program

Advertisement

The ins and outs of the First Digital Mastercard®

If you’re looking for a straightforward card, here’s the First Digital Mastercard®.

Are you in need of a credit card to build your credit score? The First Digital Mastercard® has got you covered!

And if, on top of that, you’re seeking an option with cashback, surprise! The First Digital Mastercard® is perfect for that need, too! It’s incredible how a card for poor credit offers this.

By using the First Digital Mastercard®, you’ll have monthly reports to the leading credit agencies in the country. This will make your journey toward good credit much easier and faster.

Additionally, enjoy a cashback program that can offer special discounts on your statements. An extra benefit that we’ll discuss further in this First Digital Mastercard® review.

So, just pay attention to the fees and make timely payments. This ensures that your relationship with the First Digital Mastercard® will be beneficial for you.

First Digital Mastercard®: is it worth it?

First Digital Mastercard: 1% cash back rewards
See if this is the right card for your needs! Source: First Digital Mastercard

This option builds your credit and also offers cash back. It could stop there, but the First Digital Mastercard® still has a few surprises in store. Most are good, but a few might not be as pleasant.

Advertisement

Pros

Customization: During the application process for the First Digital Mastercard®, you’ll have the option to choose the color of your new card. While it might seem trivial to some, think about it—this is something you’ll see every day. It’s better if it’s appealing!

No Credit History Required: To get a First Digital Mastercard®, you don’t need a dazzling and perfect credit score. Just meet the personal requirements and confirm your information. But your score won’t be a problem.

Cash Back: Yes, in addition to not needing a credit score, you’ll also enjoy this extra benefit. By using the First Digital Mastercard®, you earn 1% cash back on your purchases. And the best part is that enrollment in the rewards program is automatic.

Mastercard® Benefits: Gain access to a variety of Mastercard® benefits, including exclusive offers, purchase protection, and much more.

Cons

Low Initial Limit: You’ll start your credit-building journey with just $100. This amount might be less than what you need or want, but it’s from humble beginnings that we can achieve great heights.

Six-Month Redemption Waiting Period: The points you earn using your First Digital Mastercard® can only be redeemed after six months of active account status.

Cash Back Without the “Cash”: The benefits of the cashback program are limited to credit on your statement. In other words, to earn the discount, you’ll be using the First Digital Mastercard® in any case.

Advertisement

Credit score requirements for card application

Synovus Bank does not require a high credit score for approval of the First Digital Mastercard®, making it an excellent choice if you have a limited credit history or are working to recover from poor credit.

The First Digital Mastercard® is specifically designed to help you build your credit!

In other words, although the official website does not specify the scoring requirements in detail, it is understood to be designed for accessibility.

Ready to apply? Here’s how to get the First Digital Mastercard®

Ready to rebuild or start your credit journey with the First Digital Mastercard®?

With benefits like manageable initial limits and cash back, it’s an ideal choice for financial improvement.

Eager to learn more about the application process? Jump to our next article, “How to Apply for the First Digital Mastercard®,” for a simple step-by-step guide. Begin your path to better credit today.

First Digital Mastercard

Apply for the First Digital Mastercard®

Discover how to Apply First Digital Mastercard® and boost your credit score! A step-by-step guide to earning cash back!

Trending Topics

content

Apply for Wells Fargo Active Cash® Card: Cashback for real

Unlock real cashback with the Wells Fargo Active Cash® Card! Whether applying online or via the app, it's simple and quick. Explore now!

Keep Reading
content

What Is a Credit Score? An In-Depth Overview

Even if you don't know what a credit score is, it's already affecting your life. It's best to learn about it in this special article!

Keep Reading
content

Apply for Chime® Debit Card: Ordering is easy!

Apply for the Chime® Debit Card effortlessly with our quick and secure online guide. Say goodbye to fees and hassles!

Keep Reading

You may also like

content

Apply for the Revvi Card: It’s time to change your score!

Revvi Card: Application in seconds to change your score! No pain, no delay. Take it step by step! See what you need

Keep Reading
content

PenFed Pathfinder® Rewards Visa Signature® Card Review: Earn more

Discover the ultimate travel companion with our PenFed Pathfinder® Rewards Visa Signature® Card Review! Up to 4x points on purchases!

Keep Reading
content

Aspire® Cash Back Reward Card Review: Utility Bill Perks

Explore our Aspire® Cash Back Reward Card review for a 3% cashback on utilities and gas, plus a credit score boost with every purchase.

Keep Reading