Yes, it’s designed for applicants with poor or limited credit history. It’s one of the few options accessible to those rebuilding credit or starting fresh. Pre-qualification is available with no impact on your credit score, making it easy to check eligibility before applying.

While it’s possible, a limit increase is not guaranteed. Consistent on-time payments can improve your chances. Keeping your balance low and using the card responsibly over time can help demonstrate creditworthiness for a potential credit line review.

Yes, Destiny offers a full online portal for account management. Payments, transaction history, and alerts can all be accessed through the website or mobile app. This digital access helps users stay on top of due dates and avoid late fees.

There are no hidden fees, but you should read the full terms before accepting the card. Annual and other potential fees are clearly listed in the terms. Always review your cardholder agreement to understand charges and avoid surprises.

Yes, Destiny is issued by trusted banks and follows Mastercard’s safety standards. It includes fraud protection features and zero liability on unauthorized purchases. Secure encryption and account monitoring tools protect your personal and financial data.

The Destiny credit card starting limit typically ranges around $300. This amount is determined during the approval process and depends on your credit profile and financial history. While the starting limit may seem modest, it's designed to help you use credit responsibly as you work to improve your score. Maintaining a low balance and paying on time can help manage your credit utilization effectively.

The Destiny Mastercard® is an unsecured credit card created for people with fair or poor credit. It doesn’t require a security deposit and reports to all three major credit bureaus—Equifax, Experian, and TransUnion. Cardholders can use it anywhere Mastercard is accepted, and responsible usage may support positive credit development. It includes online account access, fraud protection, and fixed terms outlined during approval.

Your Destiny Mastercard limit may increase, but it is not guaranteed. Limit increases depend on your account history, including on-time payments and overall credit behavior. Regular usage with low balances, prompt payments, and avoiding maxing out your limit can improve your eligibility for a credit line review. Destiny may periodically review accounts to offer higher limits to responsible cardholders.

Yes, Destiny Mastercard® is an excellent option if you want to get a credit card to build credit. It’s specifically designed for people with less-than-perfect credit who need access to a real credit card—not a secured one—with monthly reporting to all three credit bureaus. Responsible use can lead to improved credit scores over time, helping you qualify for better financial products in the future.