Credit Cards
Upgrade Select Visa® review: Flexible credit limits!
Looking for a great card? Discover the Upgrade Select Visa® card in our comprehensive review! Amazing welcome bonus and exclusive perks!
Advertisement
Upgrade Select Visa® review: No security deposits!
Embarking on the search for the perfect credit card can be both exciting and overwhelming, with countless options vying for your attention. So, you can read the Upgrade Select Visa® review!
Apply for the Upgrade Select Visa®: No late fees!
Unlock the steps to financial empowerment with our guide on how to apply for the Upgrade Select Visa® Card! Up to $2K credit limit!
So stick with us and discover how this credit card works and how it can help you simplify your finances! Let’s get started!
Credit Score | Good to excellent; |
Annual Fee | $39 annual fee; |
Purchase APR* | 21.96% – 29.99%; Terms apply; |
Cash Advance APR | N/A; |
Welcome Bonus* | $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions; *Terms apply. |
Rewards | None! |
Advertisement
The ins and outs of the Upgrade Select Visa®
The Upgrade card is accessible to a broad spectrum of users, from those looking to establish or rebuild their credit to those seeking a supplementary credit option with customizable limits.
Despite its advantages, potential cardholders should be mindful of certain drawbacks, such as an annual fee, variable APR based on creditworthiness, foreign transaction fees, and others.
Careful consideration of these factors in relation to individual financial needs and habits will aid in determining if the Upgrade Select Visa® card is the right fit.
Upgrade Select Visa®: is it worth it?
Even though this card offers incredible perks to its users, there are also some downsides.
Therefore, you can read our pros and cons list below to learn more and see if this card offers all the features you need!
Advertisement
Pros
- You’ll be able to get lower interest costs due to the predictable payment options this card offers;
- As a new cardholder, you’ll get an incredible welcome bonus of $200 (terms apply);
- One incredible advantage is that you won’t need to pay any late fees when you miss a card payment;
- You’ll be able to enjoy incredible Visa benefits and wide Visa brand acceptance;
- This card can be incredible for those who don’t like to pay security deposits. So, you’ll get a credit limit ranging from $500 to $2,000 with no security deposit needed.
Cons
- Unfortunately, you’ll need to pay a $39 annual fee to use this card’s features;
- The regular APR can be a bit high for some cardholders, ranging from 21.96% to 29.99%;
- If you like to travel, this card can have a considerable downside since it has a 3% foreign transaction fee or up to $30 for every $100 you spend;
- The maximum credit line can be considered low for some cardholders.
Advertisement
Credit score requirements for card application
Unfortunately, if you have a low credit score, you may not be able to find ways to qualify for this card.
Moreover, you’ll need to have a credit score of at least a good level to excellent to have more chances to qualify.
Also, you’ll need to consider that your credit score can be harmed during the application process with a hard credit check.
So, we recommend that you have a good credit score before you start the application process to get this incredible Upgrade Card!
Ready to apply? Here’s how to get the Upgrade Select Visa®
You’ll be able to apply for this Upgrade Card easily! Also, you’ll be able to do it all online through the official website!
Therefore, you can read our blog post below to learn more about this card and find out how the application process works!
Apply for the Upgrade Select Visa®: No late fees!
Unlock the steps to financial empowerment with our guide on how to apply for the Upgrade Select Visa® Card! Up to $2K credit limit!
Trending Topics
GO2bank Secured Visa® Credit Card Review: $0 annual fee
Check this review to learn how GO2bank Secured Visa® Credit Card will boost your credit score with outstanding support!
Keep ReadingApply for the Revvi Card: It’s time to change your score!
Revvi Card: Application in seconds to change your score! No pain, no delay. Take it step by step! See what you need
Keep ReadingDestiny Mastercard® Review: Rebuild Your Credit with Confidence
It’s time to reestablish your finances! Review the Destiny Mastercard® features to see how it can help - build credit quickly!
Keep ReadingYou may also like
Top Books on Financial Literacy: Invest in Your Future!
Explore the top books on financial literacy and invest in your future! Unlock the keys to financial freedom with these must-reads.
Keep ReadingHow to Apply for Net First Platinum: A New Beginning for You
Ready to transform your financial future? Apply Net First Platinum today and unlock a $750 credit limit with no credit or employment checks!
Keep ReadingReflex® Platinum Mastercard® Review: The new double credit!
Discover the power of the Reflex® Platinum Mastercard® - the new double credit! Get the credit you want, even with bad credit
Keep Reading