Credit Cards

Upgrade Select Visa® review: Flexible credit limits!

Looking for a great card? Discover the Upgrade Select Visa® card in our comprehensive review! Amazing welcome bonus and exclusive perks!

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Upgrade Select Visa® review: No security deposits!

Upgrade Select Visa®
Upgrade Select Visa® review: Flexible credit limits! Source: Upgrade

Embarking on the search for the perfect credit card can be both exciting and overwhelming, with countless options vying for your attention. So, you can read the Upgrade Select Visa® review!

Upgrade Select Visa®

Apply for the Upgrade Select Visa®: No late fees!

Unlock the steps to financial empowerment with our guide on how to apply for the Upgrade Select Visa® Card! Up to $2K credit limit!

So stick with us and discover how this credit card works and how it can help you simplify your finances! Let’s get started!

Credit ScoreGood to excellent;
Annual Fee$39 annual fee;
Purchase APR*21.96% – 29.99%; Terms apply;
Cash Advance APRN/A;
Welcome Bonus*$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions; *Terms apply.
RewardsNone!

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The ins and outs of the Upgrade Select Visa®

The Upgrade card is accessible to a broad spectrum of users, from those looking to establish or rebuild their credit to those seeking a supplementary credit option with customizable limits.

Despite its advantages, potential cardholders should be mindful of certain drawbacks, such as an annual fee, variable APR based on creditworthiness, foreign transaction fees, and others.

Careful consideration of these factors in relation to individual financial needs and habits will aid in determining if the Upgrade Select Visa® card is the right fit.

Upgrade Select Visa®: is it worth it?

Even though this card offers incredible perks to its users, there are also some downsides.

Therefore, you can read our pros and cons list below to learn more and see if this card offers all the features you need!

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Pros

Upgrade Select Visa®
Upgrade Select Visa®: is it worth it? Source: Upgrade
  • You’ll be able to get lower interest costs due to the predictable payment options this card offers;
  • As a new cardholder, you’ll get an incredible welcome bonus of $200 (terms apply);
  • One incredible advantage is that you won’t need to pay any late fees when you miss a card payment;
  • You’ll be able to enjoy incredible Visa benefits and wide Visa brand acceptance;
  • This card can be incredible for those who don’t like to pay security deposits. So, you’ll get a credit limit ranging from $500 to $2,000 with no security deposit needed.

Cons

  • Unfortunately, you’ll need to pay a $39 annual fee to use this card’s features;
  • The regular APR can be a bit high for some cardholders, ranging from 21.96% to 29.99%;
  • If you like to travel, this card can have a considerable downside since it has a 3% foreign transaction fee or up to $30 for every $100 you spend;
  • The maximum credit line can be considered low for some cardholders.

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Credit score requirements for card application

Unfortunately, if you have a low credit score, you may not be able to find ways to qualify for this card.

Moreover, you’ll need to have a credit score of at least a good level to excellent to have more chances to qualify.

Also, you’ll need to consider that your credit score can be harmed during the application process with a hard credit check.

So, we recommend that you have a good credit score before you start the application process to get this incredible Upgrade Card!

Ready to apply? Here’s how to get the Upgrade Select Visa®

You’ll be able to apply for this Upgrade Card easily! Also, you’ll be able to do it all online through the official website!

Therefore, you can read our blog post below to learn more about this card and find out how the application process works!

Upgrade Select Visa®

Apply for the Upgrade Select Visa®: No late fees!

Unlock the steps to financial empowerment with our guide on how to apply for the Upgrade Select Visa® Card! Up to $2K credit limit!

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