Credit Cards

Unique Platinum Review: $1000 limit, no credit check!

If you’re struggling to fit your purchase needs into your budget, get some extra room with the Unique Platinum card! But first, read this article to understand what it is and how it works.

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Get your merchandise credit card even if you have no credit history

Unique Platinum
Unique Platinum Review: $1000 limit, no credit check! Source: Unique Platinum

Are you looking to buy some new clothes but are short on cash? This Unique Platinum credit card review will show you how to avoid this situation.

Unique Platinum

Apply for the Unique Platinum with no credit check

When you apply for the Unique Platinum card, you are getting the chance to access a $1000 credit line. See how it works here!

After all, not every credit issuer is willing to give a $1000 credit limit so easily. Luckily, this card is an exception. So keep reading and learn how this credit card works.

Credit ScoreNo credit check;
Annual FeeNo annual fee, just a $19.95 monthly fee for the Unique Rewards Program;
Purchase APRNone;
Cash Advance APRNo cash advance is available;
Welcome BonusNone;
Rewards$25 rewards to use at selected merchants and purposes.

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The ins and outs of the Unique Platinum

First, we must be honest: the Unique Platinum credit card is not a regular credit card. It is, indeed, a line of credit. But not one that you can use anywhere.

In fact, this is a one-trick card because you can only use it on the My Unique Outlet. That’s what a merchandise credit card is!

However, it will certainly be of great use to make that purchase you’ve been pushing on your schedule. And the credit limit is pretty generous: $1000!

Another great advantage is that it does not require any credit score. The Unique Platinum will not review your credit history to decide if you can get it.

All you have to do is provide the required documentation and fulfill your commitment to pay your credit card bill on time.

Unique Platinum: is it worth it?

Unique Platinum
Get your merchandise credit card even if you have no credit history. Source: Unique Platinum

So, this is a very simple credit card. It does offer a few side benefits, like roadside and legal assistance, but the main goal of this card is to purchase at the My Unique Outlet website.

Moreover, you won’t be charged any interest, which is a great advantage.

There is a membership program monthly fee os $19,95 to access the member’s rewards and offers.

So, to see if the Unique Platinum is worth it for you, you must review your financial needs and weigh if you can afford to pay your card bill every month.

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Pros

  • The credit limit is higher than any other credit card with no credit check;
  • No interest charges on your purchases;
  • Roadside and legal assistance;
  • Exclusive discounts and rewards through the Unique Rewards Program.

Cons

  • The Unique Platinum card does not build credit, as it is not issued by any bank, credit union, or financial institution;
  • The shipping costs must be paid with another debit or credit card
  • Works only for the My Unique Outlet website;
  • Is it not a Visa® or a Mastercard®.

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Credit score requirements for card application

The words “credit score” will not be mentioned in your Unique Platinum card application.

You can apply even if you’re new to credit and never used a credit card before.

Ready to apply? Here’s how to get the Unique Platinum

The Unique Platinum is the ace up your sleeve that you can use to make purchases when you don’t have access to a regular credit line.

Check the following content as we review the Unique Platinum card’s application process together.

Unique Platinum

Apply for the Unique Platinum with no credit check

When you apply for the Unique Platinum card, you are getting the chance to access a $1000 credit line. See how it works here!

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