Credit Cards
Total Visa® Card Review: Fast and Powerful Card!
Discover the Total Visa® Card, a credit card that doesn't demand a credit history. This comprehensive review unveils its unique features, including cashback rewards.
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Your credit score opens doors instead of closing them
Looking for a card that doesn’t mind you not having a credit history? You’ve found it. And it’s not just that. The Total Visa® Card also offers cashback and a few surprises. Check it out.
Apply for Total Visa® Card: Recover with it!
Apply Total Visa® Card and elevate your credit score while earning cashback! Take the next step in your financial journey!
Follow our comprehensive review and grab your application! Because you’ll want to get to know this card better. The Total Visa® Card just asks you to keep an eye on the interest rates!
| Credit Score | Not required; |
| Annual Fee | $75.00 in the first year, and after that, $48.00; |
| Purchase APR | 35.99%; |
| Cash Advance APR | 35.99%; |
| Welcome Bonus | N/A; |
| Rewards | 1% Visa Cashback. |
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The ins and outs of the Total Visa® Card
Once, someone complained that they were looking for a job, but all the positions required experience. However, they didn’t have any. And in this way, how could they ever get any?
The same idea holds true for a credit score. If you don’t have bills to pay, how will you prove that you’re a good payer? That’s where the Total Visa® Card comes into play.
And how does it work? Well, it shares your payment report. That’s right, the good news about your new financial life will be heard. And all this while you continue making your purchases.
Using all the convenience and security of a Visa card. And we haven’t even mentioned the cashback program. This way, you’ll join the ranks of cashbackers.
Recover your score while saving some money. It sounds incredible, and it comes with a cost. In this review, you’ll find every detail. So, draw your own conclusions!
Total Visa® Card: is it worth it?
Total Card does not require a security deposit for approval. This makes the Total Visa® Card an affordable option for individuals with poor or limited credit.
If this is your situation. But there’s more to talk about regarding the Total Visa® Card.
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Pros
- Customization: You’ll have two different free options to personalize your Total Visa® Card. Moreover, you can choose from six more designs for an additional $9.95.
- Quick response: The website promises an instant response to your application. So, pay close attention when filling out the application form.
- Visa for bad credit: Unfortunately, often the doors of major circuit cards remain closed. Therefore, this is an opportunity to have a Visa without your potential low credit score being an issue.
- 1% cashback: Earn rewards on your purchases. An advantage that pairs well with those looking to recover their finances.
Cons
- Program Enrollment Fee: You’ll pay it once. That’s right, it’s like ripping off a band-aid. You pull off the $95 all at once.
- Watch out for the second year: Starting from the second year, there will be a monthly maintenance fee. This amount will be close to $100 and will be charged annually.
- Cash Advance Fee: Initially, this fee won’t be charged during the first year. After that, there will be a charge of $10.00 or 3% of the amount of each cash advance you make.
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Credit score requirements for card application
The Total Visa® Card is a credit card designed for individuals with poor or limited credit and does not require a security deposit for approval. But that doesn’t settle the matter in itself.
However, Total Card does not publicly disclose its credit score requirements for Total Visa® Card application.
This means that the company evaluates each application on an individual basis, taking into account a variety of factors.
Ready to apply? Here’s how to get the Total Visa® Card
So far, we’ve thoroughly explored everything about the Total Visa® Card. This review covered each aspect, and we hope there are no lingering questions. But the journey doesn’t end.
It’s time for the next step. Our team has reviewed the step-by-step application process for the Total Visa® Card. Place your application with the necessary information. Follow along!
Apply for Total Visa® Card: Recover with it!
Apply Total Visa® Card and elevate your credit score while earning cashback! Take the next step in your financial journey!
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