But that's not all! Beyond the initial benefits, Net First Platinum has more to offer. Take a look at the advantages and disadvantages to weigh whether it's the right option for you.

$750 Immediate Use Credit: Net First Platinum stands out by offering a generous $750 credit limit right after approval. This feature is particularly advantageous for those seeking flexibility for online purchases, allowing the acquisition of a variety of products without waiting.

No Credit or Employment Needed: One of the major advantages of Net First Platinum is its inclusive approval policy. Regardless of your credit history or employment situation, you can qualify for this card.

Additional Benefits: Beyond immediate credit, Net First Platinum comes with a range of additional benefits, such as credit monitoring and included insurance, providing more security and peace of mind for the user.

Restricted Use to Horizon Outlet: Limits where you can make purchases.

Monthly Fee of $14.77: Despite having no annual fee, there is a monthly charge that adds up to $177.24 per year.

Does Not Help Build Credit: Card activities are not reported to credit bureaus.

Additional Shipping Costs: The credit limit cannot be used to cover shipping fees on purchases.

Despite Net First Platinum offering easy access to $750 in credit and extra benefits such as credit monitoring, it comes with significant limitations, such as a monthly fee that adds up to a considerable amount annually and restricted use of the Horizon Outlet.

For those looking to improve their credit score, it's crucial to know that this card does not report to credit bureaus. Therefore, if your goal is to build or repair your credit history, it might be worth considering alternatives, such as Unique Platinum.

This credit tool offers similar benefits but with terms that may be more aligned with your financial needs. To learn more about Unique Platinum, check out our comprehensive review article!