Many consumers in the US are faced with a credit score level below their expectations. So, how to build credit? Let’s review the Destiny Mastercard®.

This credit card will be a strong ally, in these times when large institutions are closing their doors! All of this without a security deposit, okay?

The Destiny Mastercard® is a good option for people with bad credit for a few reasons:

First, it has no security deposit! This means that you don’t need to spend any money to get the card.

Second, monthly reporting to the country’s three main credit agencies. This is the recipe for building your new credit history.

But as not everything is rosy, your part in this is the commitment to annual fees and payment on time.

You will confirm if this card is worth it for you as the relationship with Destiny Mastercard® progresses.

Indeed, it can be the best option for those looking for credit without further compromising their score.

When starting a relationship, the first phase is to get to know each other better, right?

First, Destiny will analyze your income and debts. Then, they will confirm your identity and that you do not yet have a Destiny Mastercard® account.

Lastly, they will check that there is no Destiny Mastercard® account canceled due to default in its history.

As you can see, there is no minimum credit score required. But it will impact the card offer you’ll get.

Now that you have met your newest ally in rebuilding your credit, it’s time to take the next step! The application process is simple and quick; you can do everything online.

To start the application process, have your personal information on hand, including your name, address, phone number, and social security number.

If you want to apply for the Destiny Mastercard®, you must know that the process is simple! Firstly, access their website!

Next, hit the “Apply Now button” to get started! Then, fill out the application form with your personal and financial information!

Further, submit the form and wait for the result! See how simple it is?

If approved, you’ll receive your card at the informed address in a few business days! Then, you can start building credit immediately!

If you want to apply for the Destiny Mastercard®, you must meet the following requirements:

If you’re still not sure the Destiny Mastercard® is the right option, we have a suggestion that may be a better fit for your profile.

The Wells Fargo Reflect® Card is the perfect opportunity to consolidate and manage your debts effectively.

It offers a 0% introductory APR for 21 months on purchases and qualifying balance transfers.

Both cards do not focus on offering rewards programs but rather on ensuring you have a reliable and safe credit card to improve your finances.

To avoid any doubts, let’s analyze them side by side.

Up next, discover how to apply for the Wells Fargo Reflect® Card easily! Keep reading and learn more!