Terms of Use

Updated on December 23, 2025.

The Money Trend, available at https://themoneytrend.com, is managed by IndieTech OÜ, a private limited company registered under the laws of the Republic of Estonia (Registry Code: 14805865), with its official office located at Keemia tn 4, 10616, Harju, Estonia. The platform features independently written, research-focused content centered on financial products, money management topics, and real-life financial decision guidance. Each article is crafted to help you understand how different financial solutions fit into daily habits and personal financial routines, giving you practical context before you decide what to consider next.

Our team curates and explains financial products and money-related topics to make personal finance more intuitive, more meaningful, and easier to navigate. Whether you’re reviewing everyday financial tools, exploring budgeting strategies, or learning how common financial products work in practice, our work is anchored exclusively in information from official and verified sources. The Money Trend aims to simplify your search for relevant financial information by offering clear, current, and trustworthy content rooted entirely in legitimate and publicly available sources.

We believe that knowing how to interpret, evaluate, and compare financial products plays a major role in how useful they become in real life. Whether you’re refining your budgeting approach, analyzing a financial product, or trying to understand how common financial solutions behave behind the scenes, The Money Trend makes each step more understandable. Our purpose is to offer dependable, transparent, and approachable coverage of personal finance topics — tailored to your curiosity and aligned with everyday financial needs.

The Money Trend operates from Estonia within the framework of the European Union, and all content is developed in line with its editorial and legal standards. Even so, our articles frequently explore financial products, money management practices, and consumer behavior across multiple regions — including the United States, Brazil, South Africa, and others — where rules, regulations, and financial practices can differ considerably.

The information we publish is crafted with a broad, international perspective. It is not intended to follow or replicate the legal, financial, or regulatory requirements of any single country or jurisdiction. Because of this, product availability, financial terms, consumer protections, or regulatory expectations may vary based on where you live.

The Money Trend does not guarantee that the information presented on the platform aligns perfectly with your local laws, financial regulations, or compliance standards. You are encouraged to review applicable rules in your region or seek guidance from a qualified professional if you have questions about how the content here may apply to your specific circumstances.

Everything published on The Money Trend is created by our independent editorial team. Our writers and researchers focus on developing content that is understandable, practical, and aligned with how people interact with financial products and money-related decisions in real life. From product analyses and cost breakdowns to money management explanations and comparisons, we work consistently to remove confusion and provide clearer financial context.

We do not accept influence or direction from financial institutions, product providers, lenders, or advertisers. Each article goes through an internal review process and is grounded in publicly available information, official disclosures, and structured analysis. Our goal is to give you accessible insights — whether you’re understanding how a financial product works or comparing options to evaluate which one may better match your expectations.

When you use The Money Trend, you’re acknowledging the guidelines and policies that appear across the site. Terms like “we,” “our,” or “us” refer exclusively to The Money Trend and the editorial team responsible for producing and maintaining the content you read.

While we reference specific financial products, services, institutions, or tools, The Money Trend is not associated with, endorsed by, or connected to any of the companies or organizations mentioned throughout our content. We are not part of sponsorship arrangements, promotional partnerships, or paid editorial programs. We do not publish sponsored articles or advertorial content.

We do not sell financial products, offer financial services, process applications, or provide personalized financial advice. If you require product-specific assistance, the most reliable source will always be the official website or customer support channels of the provider.

Our work is strictly informational. When a product or service is mentioned, it serves to explain a concept, provide context, or support comparison — never to promote or influence a purchasing decision. The Money Trend does not receive commissions, incentives, or benefits in exchange for mentions or listings. All references are based purely on editorial relevance and informational value.

The Money Trend is designed for readers who want a clearer understanding of how financial products and money-related concepts work in practice — from individuals exploring personal finance topics for the first time to more experienced readers comparing options and refining their financial decisions.

We create content to help you approach financial choices with more confidence and less confusion. If you’re looking to understand how a financial product functions, what costs or conditions may apply, or how different options compare, you’re exactly the reader we’re writing for. Whether the topic involves budgeting, product features, fees, or everyday financial behavior, we offer direct, useful guidance focused entirely on clarity and understanding.

Your privacy matters. To understand how we collect, store, manage, and use information while you interact with The Money Trend, please consult our Privacy Policy. We follow applicable data protection guidelines and do not sell or share personal information except when necessary to operate the platform responsibly.

The Money Trend uses Google AdSense to support its editorial operations. Advertisements are managed by Google’s automated systems and are displayed to keep the site accessible and free to readers. We do not select individual ads, approve campaigns, or influence advertising content. Editorial decisions remain fully independent from monetization activities.

You will not find sponsored content or paid editorial placements on The Money Trend. Our content remains impartial and independently produced.

To understand how The Money Trend may be used and what limitations apply to both you and our platform, please review our Terms of Use. These terms explain what we provide, what we cannot guarantee, and the responsibilities associated with using an informational website.

All original content published on https://themoneytrend.com — including articles, structure, layout, and written material — is protected by copyright laws. You may reference our content if proper credit is given and a link to the original source is included. Unauthorized copying, redistribution, or republication is not permitted.

Names, logos, and third-party references that appear in our content belong to their respective owners. These elements are included solely for informational purposes and follow accepted fair use practices. If you believe copyrighted material has been used inappropriately, please contact us and we will review the matter promptly.

PLEASE READ OUR TERMS OF USE CAREFULLY. IF YOU DO NOT AGREE WITH ANY PART OF THESE TERMS, PLEASE DO NOT USE THE MONEY TREND OR ANY OF ITS SERVICES.

1.1 By accessing the The Money Trend platform at https://themoneytrend.com/, you confirm that you have read, understood, and accepted the Terms of Use and Privacy Policy. These documents establish the legal framework governing your access to and interaction with all content, features, and services provided by The Money Trend.

1.2 By using this website, you further affirm that you are legally eligible to enter into binding agreements and are at least 16 years of age. Your continued use of the platform signifies your informed and voluntary acceptance of all applicable terms, policies, and conditions.

1.3 If you do not meet the required eligibility criteria or do not agree with any portion of the Terms of Use or Privacy Policy, you must immediately cease using the The Money Trend website and all associated services, tools, and content.

2.1 The Money Trend offers designated communication channels for users seeking assistance, submitting feedback, or making inquiries regarding the platform and its informational content.

2.2 For support requests, issue reporting, or general suggestions, users are encouraged to contact us through our official contact form at https://themoneytrend.com/contact. Using this form ensures that your message is routed appropriately and allows our team to respond efficiently and accurately.

3.1 All users accessing The Money Trend platform are required to review and accept the Terms of Use and Privacy Policy prior to continued interaction with the website. Each user is individually responsible for understanding and complying with the terms set forth in these documents while engaging with any part of the platform and its associated features.

3.2 The Money Trend may include hyperlinks to external websites or digital services as a convenience to users. These third-party links are provided strictly for informational purposes. The Money Trend does not own, operate, sponsor, or formally endorse any third-party content, services, or platforms that may be referenced.

3.3 Users who choose to access or engage with any external platforms linked from The Money Trend do so at their own discretion and assume full responsibility for reviewing the applicable terms, privacy practices, and security protocols of those external entities.

3.4 The Money Trend assumes no responsibility for the operations, accuracy, data handling practices, or legal policies of any third-party site. We are not party to, nor do we oversee, any transactions, communications, or agreements that may arise between users and third-party services. Such interactions are conducted entirely at the user’s own risk.

3.5 The Money Trend uses advertising services, such as Google AdSense, to support the maintenance and production of free content. The presence of ads on our portal is strictly commercial and does not, under any circumstances, represent endorsement, partnership, or editorial affiliation between The Money Trend and the advertised brands, products, or services. Our editorial content is produced independently and impartially, without influence or connection to advertisers. The Money Trend is not responsible for the content, offers, or privacy policies of third-party websites accessed through these ads. Interaction with any advertisement is entirely the user’s responsibility.

3.6 While The Money Trend does not directly sell users’ personal data, the use of automated advertising services like Google AdSense may involve the sharing of data for cross-context behavioral advertising, which some state laws, such as the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), may define as a “sale” or “sharing.” For detailed information on our data practices and how to exercise your rights, including the right to opt-out of the “sale” or “sharing” of personal information, please review our comprehensive Privacy Policy.

3.7 Users are solely responsible for securing their devices, personal data, and browsing environment against cyber threats, including but not limited to malware, phishing, spyware, and unauthorized access. The Money Trend disclaims liability for any damages or losses arising from third-party threats or technical vulnerabilities outside of our direct control.

3.8 While reasonable efforts are made to maintain the stability and reliability of The Money Trend platform, we cannot guarantee continuous, error-free operation. Users may occasionally experience service interruptions, technical issues, or delays caused by factors beyond our control, including system outages or malicious cyberattacks. We are not liable for any resulting inconvenience or data loss.

3.9 Access to The Money Trend is provided free of charge. We do not request donations, offer subscription tiers, or collect payments for use of our informational content. Any request for payment presented as coming from The Money Trend should be considered fraudulent and reported immediately.

3.10 To protect against phishing, impersonation attempts, or fraudulent communications, users are advised to remain vigilant. Avoid clicking on suspicious links or downloading unknown attachments. If you receive a message claiming to be from The Money Trend that raises concern, report it promptly through our official contact form at https://themoneytrend.com/contact so it can be reviewed by our team.

To ensure a safe, respectful, and professionally managed environment, The Money Trend strictly prohibits the following actions and behaviors across all areas of its platform:

Engaging in Unlawful Activity

Users must not use The Money Trend to engage in, promote, or support any activity that violates applicable laws. The platform may not be used to facilitate, encourage, or coordinate any form of illegal behavior.

Violation of Legal Standards

All users are expected to comply with local, national, and international laws and regulations. Any conduct that breaches these standards while using the platform will be addressed with appropriate corrective or legal measures.

Infringement of Intellectual Property Rights

All original content on The Money Trend is protected by intellectual property laws. Users may not copy, reproduce, modify, distribute, or republish any material—including articles, graphics, or proprietary information—without prior written permission.

Harassment, Discrimination, and Defamatory Behavior

Harassment, hate speech, and abusive behavior of any kind are strictly prohibited. This includes, but is not limited to, targeting individuals or groups based on race, ethnicity, gender, religion, sexual orientation, disability, or any protected status. Defamatory or threatening remarks will not be tolerated.

Spreading False or Misleading Information

Users must not share content they know to be false, deceptive, or misleading. All interactions—whether through comments, messages, or submissions—must reflect honest and accurate communication.

Dissemination of Malicious Code

It is strictly forbidden to upload, link to, or distribute any form of malware, spyware, ransomware, viruses, or unauthorized tracking tools. Such actions will result in immediate suspension and may lead to legal consequences.

Misuse of Personal Information

Users may not collect, share, or misuse personal data belonging to other individuals without clear and lawful consent. The platform requires all users to respect privacy laws and data protection standards.

Fraudulent or Deceptive Conduct

Impersonation, identity theft, phishing attempts, or the creation of fraudulent profiles or communications are prohibited. Any effort to deceive other users or the platform will be considered a serious violation.

Posting Inappropriate or Obscene Content

Content that includes explicit sexual material, graphic violence, or any other subject matter deemed offensive, harmful, or unsuitable for a professional environment is not permitted.

Tampering with Platform Integrity or Security

Users may not attempt to hack, disrupt, reverse-engineer, or circumvent any technical, security, or operational functions of The Money Trend. Unauthorized access to any part of the platform’s infrastructure is strictly forbidden.

Violations of any of the above conduct guidelines may result in temporary suspension or permanent removal from the platform. In cases involving threats to safety, significant harm, or unlawful activity, The Money Trend reserves the right to notify law enforcement authorities and take legal action when appropriate.

The Money Trend is committed to maintaining a well-curated and dependable platform. While reasonable efforts are made to ensure that all materials are accurate, timely, and accessible, we cannot guarantee that the platform will be free from technical issues, delays, inaccuracies, or interruptions at all times.

All information, tools, and features provided by The Money Trend are offered “as is” and “as available,” without any express or implied warranties. This includes, but is not limited to, warranties of accuracy, reliability, completeness, usefulness, merchantability, fitness for a particular purpose, or non-infringement. Users are solely responsible for how they interpret, use, or act upon the content provided.

We reserve the right to update, modify, suspend, restrict, or discontinue any section, service, or functionality of the platform at our sole discretion, without prior notice. This may include the addition, removal, or revision of content or features at any time.

By accessing and using The Money Trend, you do so voluntarily and at your own risk. To the fullest extent permitted by applicable law, the following disclaimers apply:

Under no circumstances shall The Money Trend—its editors, contributors, licensors, service providers, or affiliates—be held liable for any direct, indirect, incidental, consequential, punitive, or special damages arising from your access to or use of the platform. This includes, but is not limited to:

These limitations apply regardless of the legal theory asserted and whether or not The Money Trend was advised of the possibility of such damages.

By continuing to use this platform, you acknowledge and accept that The Money Trend assumes no liability for any decisions, consequences, or interpretations arising from the use of its content or features.

All provisions set forth in The Money Trend Terms of Use shall remain legally binding and fully enforceable for the entire duration of a user’s interaction with the platform. These terms apply continuously—regardless of frequency, method, or type of access—and shall remain in effect unless formally modified, replaced, or withdrawn through an official notice or published revision available at https://themoneytrend.com/.   

In the event of any dispute, concern, or legal claim arising from the use of The Money Trend—including matters relating to the Privacy Policy—users must initiate any formal complaint or legal proceeding within ninety (90) calendar days from the date the issue first occurred. Claims submitted after this timeframe may be deemed invalid and subject to dismissal under applicable law due to untimeliness.

This limitation period is intended to promote timely resolution and ensure that disputes are addressed while facts and supporting evidence remain accessible, accurate, and verifiable. Prompt reporting supports a fair and efficient process for all parties involved.

7.1 Governing Law

These Terms of Use, together with any additional agreements under which our Services are delivered, shall be interpreted and enforced in accordance with the laws of the Republic of Estonia. All matters relating to the construction, validity, and performance of these Terms will rely solely on Estonian law, without reference to rules that could require the application of laws from another jurisdiction.

7.2 Jurisdiction

By using our Services, you acknowledge and agree that any dispute, claim, or legal proceeding arising from these Terms of Use, or from the duties and responsibilities established between you and The Money Trend, must be submitted exclusively to the Harju County Court in Tallinn, Estonia. This designated venue serves as the sole forum for resolving such matters, unless applicable law requires a different forum.

7.3 Consumer Rights

If you qualify as a consumer residing within the European Union or in another jurisdiction with mandatory consumer protection laws, this article does not limit or override the legal safeguards granted to you under the binding legislation of your habitual residence. All statutory rights that cannot be waived remain fully preserved.

8.1 Content Ownership and Rights

All original materials created and published on The Money Trend—including but not limited to written content, data visualizations, design elements, logos, icons, trademarks, multimedia, and platform functionalities—are protected under applicable intellectual property laws. All such materials are the exclusive property of IndieTech OÜ, which fully owns the rights to the content produced for and displayed on the platform. Any unauthorized reproduction, modification, translation, distribution, public display, or other use of platform content without prior written consent from IndieTech OÜ is strictly prohibited.

8.2 Limitation of Liability

The Money Trend is not responsible for the accuracy, intent, legality, or effect of any third-party or user-submitted content that may appear on the platform. This includes external links, embedded media, public comments, or references to third-party sources. Users engage with such content at their own discretion and assume full responsibility for any outcomes. The Money Trend disclaims all liability for damages, misinformation, or losses—whether direct, indirect, incidental, or consequential—arising from interaction with non-original or third-party materials.

8.3 Handling Content Violations

The Money Trend reserves the right, at its sole discretion, to monitor, review, remove, or restrict any content that violates platform terms, legal requirements, or ethical standards. This includes, but is not limited to, content that is unlawful, misleading, plagiarized, defamatory, harmful, or otherwise inappropriate. Enforcement actions may include removal of content, temporary suspension, or permanent restriction of user access. In cases involving repeated or serious violations, legal authorities may be notified where appropriate.

The Money Trend reserves the full right to revise, amend, update, or discontinue any portion of its Terms of Use, Privacy Policy, or platform services at any time, without prior notice. Such modifications may result from legal requirements, operational decisions, changes in service functionality, or broader structural updates to the platform.

Users are solely responsible for reviewing the Terms of Use periodically to remain aware of any changes. Continued access to or use of the platform after such modifications have been made constitutes explicit acceptance of the revised terms.

The Money Trend shall not be held liable for any inconvenience, data loss, dissatisfaction, or service disruptions arising from amendments, feature removal, or the partial or complete suspension of services.

If you do not agree to the updated Terms or any platform modifications, you must immediately discontinue all use of The Money Trend and its related services.

If you have questions regarding these Terms, require assistance with any aspect of the platform, or wish to share general feedback about The Money Trend, you are encouraged to contact us through our official page: https://themoneytrend.com/contact.      

We welcome inquiries, support requests, technical issue reports, and constructive suggestions. While we strive to respond to all messages in a timely and respectful manner, response times may vary depending on the volume and complexity of the inquiry.

© 2025 IndieTech OÜ

Registry Code: 14805865

Keemia tn 4, 10616, Harju, Estonia