Credit Cards
Surge® Platinum Mastercard® Review: Poor score, monster benefit!
The article explores the Surge® Platinum Mastercard®, an option to build credit without sacrificing big purchases!
Advertisement
Building your way to better credit
Discover the financial power of the Surge® Platinum Mastercard® in the review. Our in-depth analysis reveals the pros and cons of this card.
Apply For Your Surge® Platinum Mastercard®
Find out how to apply for the Surge® Platinum Mastercard® and take the first step toward building your credit!
Recommended for those who don’t have an excellent credit but still need to make a significant purchase while taking advantage of an interest-free period.
Credit Score | Good or bad credit. approved average score: 600; |
Annual Fee | First year: $75 to $125. Subsequent years: $99 to $125; |
Purchase APR | 29.99%; |
Cash Advance APR | 29.99% to 35.99%; |
Welcome Bonus | None; |
Rewards | None. |
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Advertisement
The ins and outs of the Surge® Platinum Mastercard®
Indeed, the Surge® Platinum Mastercard® is a starter credit card that brings amazing benefits to those looking to build credit.
For example, cardholders will start with a credit limit of up to $1,000. And can quickly double it to up to $2,000 with good card management.
Also, since this is a credit builder card, it reports your transactions to the major credit bureaus and provides free monthly credit score access!
Isn’t it great? This way, you can monitor your advance closely and achieve your financial goals faster!
In addition to those features, you can count on Mastercard’s Zero Liability Protection for unauthorized charges!
Surge® Platinum Mastercard®: is it worth it?
Is it worth investing in the Surge® Platinum Mastercard®?
Find out if the benefits outweigh the fees and if this card is the best choice for your financial needs.
Advertisement
Pros
- Build credit quickly;
- Access your credit score monthly for free;
- Enjoy Zero Liability Protection;
- Ensure an initial credit limit ranging from $300 to $1,000;
- All types of credit are accepted.
Cons
- This card charges an annual fee;
- Potentially high APR;
- It offers no rewards or bonuses to new cardholders.
Advertisement
Credit score requirements for card application
For you to complete the journey, you can start with a good or even bad credit score.
We can say that the average approved score for the Surge® Platinum Mastercard® is 600 points.
Ready to apply? Here’s how to get the Surge® Platinum Mastercard®
Ready to transform your financial future? Discover how to apply for the Surge® Platinum Mastercard® and enjoy the benefits of building credit.
Especially for you!
Apply For Your Surge® Platinum Mastercard®
Find out how to apply for the Surge® Platinum Mastercard® and take the first step toward building your credit!
Trending Topics
Apply for the Aspire® Cash Back Reward Card: Wide Acceptance
Learn how to apply for the Aspire® Cash Back Reward Card to earn high cash back on essentials categories and easy credit score access.
Keep ReadingApply for OpenSky® Secured Visa® Credit Card: build credit
Learn how to apply for the OpenSky® Secured Visa® Credit Card with a $200 security deposit and get a chance to rebuild your credit score.
Keep ReadingApply for GO2bank Secured Visa® Credit Card: build credit
Learn how to apply for the GO2bank Secured Visa® Credit Card and discover a better way to use your money and build a credit score!
Keep ReadingYou may also like
Mission Lane Visa® Credit Card Review: Put your score back on track
Mission Lane Visa® Credit Card will review your credit history before making any hard check on your score. Keep the benefits with you!
Keep ReadingPick Your Credit Card for Fair Credit: Make the Right Decision!
Find your perfect match with our guide on how to choose the best credit card for fair credit, tailored to fit your financial lifestyle.
Keep ReadingApply for Total Visa® Card: Recover with it!
Apply Total Visa® Card and elevate your credit score while earning cashback! Take the next step in your financial journey!
Keep Reading