Credit Cards
Surge® Platinum Mastercard® Review: Poor score, monster benefit!
The article explores the Surge® Platinum Mastercard®, an option to build credit without sacrificing big purchases!
Advertisement
Building your way to better credit
Discover the financial power of the Surge® Platinum Mastercard® in the review. Our in-depth analysis reveals the pros and cons of this card.
Recommended for those who don’t have an excellent credit but still need to make a significant purchase while taking advantage of an interest-free period.
| Credit Score | Good or bad credit. approved average score: 600; |
| Annual Fee | First year: $75 to $125. Subsequent years: $99 to $125; |
| Purchase APR | 29.99%; |
| Cash Advance APR | 29.99% to 35.99%; |
| Welcome Bonus | None; |
| Rewards | None. |
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Advertisement
The ins and outs of the Surge® Platinum Mastercard®
Indeed, the Surge® Platinum Mastercard® is a starter credit card that brings amazing benefits to those looking to build credit.
For example, cardholders will start with a credit limit of up to $1,000. And can quickly double it to up to $2,000 with good card management.
Also, since this is a credit builder card, it reports your transactions to the major credit bureaus and provides free monthly credit score access!
Isn’t it great? This way, you can monitor your advance closely and achieve your financial goals faster!
In addition to those features, you can count on Mastercard’s Zero Liability Protection for unauthorized charges!
Surge® Platinum Mastercard®: is it worth it?
Is it worth investing in the Surge® Platinum Mastercard®?
Find out if the benefits outweigh the fees and if this card is the best choice for your financial needs.
Advertisement
Pros
- Build credit quickly;
- Access your credit score monthly for free;
- Enjoy Zero Liability Protection;
- Ensure an initial credit limit ranging from $300 to $1,000;
- All types of credit are accepted.
Cons
- This card charges an annual fee;
- Potentially high APR;
- It offers no rewards or bonuses to new cardholders.
Advertisement
Credit score requirements for card application
For you to complete the journey, you can start with a good or even bad credit score.
We can say that the average approved score for the Surge® Platinum Mastercard® is 600 points.
Ready to apply? Here’s how to get the Surge® Platinum Mastercard®
Ready to transform your financial future? Discover how to apply for the Surge® Platinum Mastercard® and enjoy the benefits of building credit.
Especially for you!
Applying for your card: Online
Apply with ease online for the Surge® Platinum Mastercard®. Navigate a simple process and discover how to start your journey to better credit.
To apply online, you must access the Surge® Platinum Mastercard® website. We’ve provided the link above to help you!
There, hit the “Apply Now” button and fill out the application form. You must provide basic information such as your name, address and SSN.
Next, subimit your application and wait for the result! If approved, you’ll receive further instructions about what comes next!
Requirements
Please note that your credit score and financial history may influence your application for your Surge® Platinum Mastercard®.
In general, the requirements to apply for a credit card in the United States include a minimum age of 18 years and the ability to provide proof of income.
Applying for your card: App
Applying for the Surge® Platinum Mastercard® is only possible through their official website.
Still, they bring an amazing mobile app to help you manage your finances! Discover how convenience is within your reach while you seek a more solid credit.
Surge® Platinum Mastercard® or FIT Mastercard®?
It’s possible that the Surge® Platinum Mastercard® is still out of your reach right now. And there is an option that fits even better with your profile.
Meet the FIT Mastercard®.
| Surge® Platinum Mastercard® | Fit Mastercard® | |
| Credit Score | Good or bad creditApproved average score: 600; | The FIT Mastercard® does not require a minimum credit score for approval; |
| Annual Fee | First year: $75 to $125. Subsequent years: $99 to $125; | Free; |
| Purchase APR | 29.99%; | 22.99%; |
| Cash Advance APR | 29.99% to 35.99%; | 25.99%; |
| Welcome Bonus | None; | None; |
| Rewards | None. | None. |
A great option for those looking to build their credit with rates still within the expected for a card in this category.
It’s worth it and deserves your attention.
Apply for the FIT Mastercard®
Ready for a credit transformation? Learn how to apply for the FIT Mastercard® effortlessly and embark on a journey to better credit.
Trending Topics
How to Apply for Net First Platinum: A New Beginning for You
Ready to transform your financial future? Apply Net First Platinum today and unlock a $750 credit limit with no credit or employment checks!
Keep Reading
Mission Lane Visa® Credit Card Review: Put your score back on track
Mission Lane Visa® Credit Card will review your credit history before making any hard check on your score. Keep the benefits with you!
Keep Reading
First Access Visa® Card Review: A Gateway to Credit Accessibility
First Access Visa® Card Review: Explore a pathway to credit accessibility with 1% cashback rewards. Is it worth it? Discover it!
Keep ReadingYou may also like
Petal® 1 “No Annual Fee” Visa® Credit Card Review: Build credit!
Discover our comprehensive review of the Petal® 1 “No Annual Fee” Visa® Credit Card. It's time to build credit effortlessly!
Keep Reading
FIT Mastercard® Review: Build your credit score on your way!
Explore a FIT Mastercard® Review: Elevate your credit score effortlessly! Embarking on a credit-building journey.
Keep Reading
Unique Platinum Review: $1000 limit, no credit check!
The Unique Platinum card will not review your credit history to give you a $1000 credit line. Quick and simple!
Keep Reading