Credit Cards
Petal® 1 “No Annual Fee” Visa® Credit Card Review: Build credit!
Explore the Petal® 1 “No Annual Fee” Visa® Credit Card in this in-depth review. This credit card, with a $0 annual fee!
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You deserved to get here – Time to stop paying annual fees
Petal® 1 “No Annual Fee” Visa® Credit Card is the darling of the Petal family, as it charges nothing for you to use its benefits.
Follow along and stay up-to-date on the Petal® 1 “No Annual Fee” Visa® Credit Card with a fine analysis of its advantages.
| Credit Score | Good, from 670; |
| Annual Fee | $0; |
| Purchase APR | From 25.24% to 34.74%; |
| Cash Advance APR | N/A; |
| Welcome Bonus | N/A; |
| Rewards | Cashback 2% to 10% at select merchants. |
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The ins and outs of the Petal® 1 “No Annual Fee” Visa® Credit Card
This could start a great relationship with the world of credit, as proposed by the Petal® 1 “No Annual Fee” Visa® Credit Card issued by WebBank.
This member of the Petal family does not charge an annual fee and can be an excellent ally in your shopping routine. It was designed to build your credit.
Therefore, it targets two audiences. Option A, you have been sweating and working to build credit and are in a position to summon a heavy reinforcement in this battle.
Option B: You are a newbie here. The world of credit still seems challenging, and all you need is someone to hold your hand and guide you.
Here is the Petal® 1 “No Annual Fee” Visa® Credit Card that embraces these two options and works very well in this credit-building endeavor.
Petal® 1 “No Annual Fee” Visa® Credit Card: is it worth it?
Before you start your relationship with the Petal® 1 “No Annual Fee” Visa® Credit Card, take it out to dinner and see for yourself what it’s made of.
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Pros
- Robust and simple Cashback Program: Earn 2% to 10% on purchases made at partner establishments;
- Designed to build credit: The Petal® 1 “No Annual Fee” Visa® Credit Card will be a good ally on the journey;
- An excellent travel companion: With the Petal® 1 “No Annual Fee” Visa® Credit Card, you will not be charged for foreign transactions;
- You will have an ally to avoid late fines: By activating the AutoPay system, you will certainly not miss scheduling your payments.
Cons
- Without a decent welcome: It may seem silly, but there are people who care about this, and the Petal® 1 “No Annual Fee” Visa® Credit Card let this go unnoticed;
- Required Credit Score: The Petal® 1 “No Annual Fee” Visa® Credit Card is designed to help build credit for people with good credit or no credit at all.
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Credit score requirements for card application
It is possible to apply for a Petal® 1 “No Annual Fee” Visa® Credit Card even if you don’t have a credit history, but you can’t have bad credit.
It serves well for experienced credit builders and newcomers alike. There will be no doubt about its performance during use, enjoy.
Ready to apply? Here’s how to get the Petal® 1 “No Annual Fee” Visa® Credit Card
See now how to apply for your Petal® 1 “No Annual Fee” Visa® Credit Card. The best news is that there is a pre-approval process!
Below, we have grouped just what matters about the Petal® 1 “No Annual Fee” Visa® Credit Card for you to apply through your credit builder!
Applying for your card: Online
The Petal® 1 “No Annual Fee” Visa® Credit Card website is really very simple and dynamic.
On it, you can compare the rates and other product information and rush to request yours.
The process is basic. After filling in your details, you will be directed to a waiting page.
The turnaround is quick, and you can leave with the good news on the same day, thanks to pre-approval.
Requirements
The requirements start right away in relation to the credit score.
As much as the Petal® 1 “No Annual Fee” Visa® Credit Card is a card designed to build credit.
It is not a card for those with a bad or fair score but rather for those who are just starting their credit journey or have already achieved a good credit.
In addition, proof of income, address, identity, and other standard documents will be required.
Did you see how easy it is to apply for a Petal® 1 “No Annual Fee” Visa® Credit Card?
Applying for your card: App
You can download the Petal App from the Apple App Store and Google Play.
After locating the app and installing it on your Android smartphone or iPhone, simply log in.
If you don’t already have a WebBank account, you must create one.
After that, find Petal® 1 “No Annual Fee” Visa® Credit Card in the list of cards and ask for yours.
Registration is simple, and the form will be filled out quickly. Provide the other documentation and wait for your return.
Petal® 1 “No Annual Fee” Visa® Credit Card or Wells Fargo Active Cash® Card?
In the process of building your credit score, it is very important to choose which tool will help you in this endeavor.
That’s why we bring another option for comparison.
| Petal® 1 “No Annual Fee” Visa® Credit Card | Wells Fargo Active Cash® Card | |
| Credit Score | Good, from 670; | Good to Excellent; |
| Annual Fee | $0; | $0; |
| Purchase APR | From 25.24% to 34.74%; | 0% for 15 months, then 20.24%, 25.24% or 29.99%; |
| Cash Advance APR | N/A; | 29.99%; |
| Welcome Bonus | N/A; | $200 when spending $500 in purchases in the first 3 months; |
| Rewards | Cashback of 2% to 10% at select merchants. | 2% Cashback on all purchases. |
The Wells Fargo Active Cash® Card is another free option that is specially designed to help you get a better credit score.
Get 0% introductory interest for 15 months on purchases and qualifying balance transfers.
It also has a straightforward Cashback program. Find out more!
Apply for Wells Fargo Active Cash® Card
Unlock real cashback with the Wells Fargo Active Cash® Card! Whether applying online or via the app, it's simple and quick. Explore now!
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