Credit Cards
GO2bank Secured Visa® Credit Card Review: $0 annual fee
The GO2bank Secured Visa® Credit Card is the smooth road that takes you to a next-level credit score - no surprises, just good customer service, and efficient features.
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Get GO2bank’s support to build a great credit score!
A simple card. That’s what we will talk about in this GO2bank Secured Visa® Credit Card Review. You don’t have time to waste on the credit-building journey.
Apply for GO2bank Secured Visa® Credit Card
Learn how to apply for the GO2bank Secured Visa® Credit Card and discover a better way to use your money and build a credit score!
The truth is that building a solid credit is crucial. You’ll notice the impact these three digits can have on your life. So, keep reading and find out more!
Credit Score | No credit check: check! |
Annual Fee | Zero plus zero, forever. |
Purchase APR | 22.99%; |
Cash Advance APR | 26.99%; |
Welcome Bonus | None; |
Rewards | GO2Bank has no rewards program for this credit card. |
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The ins and outs of the GO2bank Secured Visa® Credit Card
We already know that having a minimally decent credit is basic. But this history needs a “Once upon a time” to begin the journey. It all starts with a credit line.
Enter the scene: the GO2Bank Secured Visa® Credit Card that we’ll have the chance to review. A secured card is a surefire choice for building credit without headaches.
This is because the card is easy to obtain and even easier to manage. With the security deposit, you determine – and guarantee! – your credit limit. And the best part: no annual fee.
But pay attention to one detail: there is a monthly fee. However, the amount is almost symbolic – $5 – and will only be charged if you make no transactions in the previous month.
Furthermore, GO2Bank isn’t a rewards card. And it doesn’t need to be. GO2Bank’s focus is on expanding consumers’ accessibility to good financial products.
GO2bank Secured Visa® Credit Card: is it worth it?
Having a secured card is an advantage for those who are newcomers to the credit card game.
But is the GO2bank Secured Visa® worth your security deposit?
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Pros
- Annual Fee: No more spending money on an annual fee. This card has zero fees!
- Healthy Limit: A secured credit card gives you the confidence to spend without the risk of creating debt.
- Credit Score: You don’t need a good or excellent credit score to apply for this card.
- Build a Successful Financial History: Go2Bank reports all your activities to credit bureaus, which is great for building a good credit score – if you use the card responsibly, of course.
- Full Support: Educational support to optimize your usage for credit score building.
Cons
- Security Deposit: Your credit limit is tied to the security deposit, so if you don’t have a good reserve of money for this, you’ll have to manage a low credit limit for your purchases.
- Rewards: We will consider the absence of a rewards program as a “con,” as many people consider it essential in a credit card. However, for those rebuilding credit, it might be better not to have the temptation to spend money just to earn rewards.
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Credit score requirements for card application
This is where the secured card shines above the competitors.
For those tired of begging for a credit card, the answer is the GO2Bank Secured Visa® Credit Card.
Since you’re paying a collateral, there’s no need to prove you have a good credit history.
Ready to apply? Here’s how to get the GO2bank Secured Visa® Credit Card
As you can see, this card is straightforward and has a well-defined purpose.
This makes everything easier: for credit building, this card is a 5-star choice.
To see how simple it is to apply for a GO2Bank Secured Visa® Credit Card, continue reading in the following link.
Apply for GO2bank Secured Visa® Credit Card
Learn how to apply for the GO2bank Secured Visa® Credit Card and discover a better way to use your money and build a credit score!
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