A simple card. That’s what we will talk about in this GO2bank Secured Visa® Credit Card Review. You don’t have time to waste on the credit-building journey.

The truth is that building a solid credit is crucial. You’ll notice the impact these three digits can have on your life. So, keep reading and find out more!

We already know that having a minimally decent credit is basic. But this history needs a “Once upon a time” to begin the journey. It all starts with a credit line.

Enter the scene: the GO2Bank Secured Visa® Credit Card that we’ll have the chance to review. A secured card is a surefire choice for building credit without headaches.

This is because the card is easy to obtain and even easier to manage. With the security deposit, you determine – and guarantee! – your credit limit. And the best part: no annual fee.

But pay attention to one detail: there is a monthly fee. However, the amount is almost symbolic – $5 – and will only be charged if you make no transactions in the previous month.

Furthermore, GO2Bank isn’t a rewards card. And it doesn’t need to be. GO2Bank’s focus is on expanding consumers’ accessibility to good financial products.

Having a secured card is an advantage for those who are newcomers to the credit card game.

But is the GO2bank Secured Visa® worth your security deposit?

This is where the secured card shines above the competitors.

For those tired of begging for a credit card, the answer is the GO2Bank Secured Visa® Credit Card.

Since you’re paying a collateral, there’s no need to prove you have a good credit history.

As you can see, this card is straightforward and has a well-defined purpose.

This makes everything easier: for credit building, this card is a 5-star choice.

Keep reading to see how simple it is to apply for a GO2Bank Secured Visa® Credit Card!

Before we start, let’s remember that it’s necessary to have an account with GO2Bank. Yes, this card is an exclusive product for customers of this bank.

Firstly, access the GO2Bank website or download the app. There, you can open your account to gain access to the GO2bank Secured Visa® Credit Card.

The process is quite familiar to anyone who has had to open a bank account before.

Expect to be asked for your personal and financial information. Rest assured: the process is secure.

Once your account is open, you can proceed and apply for the GO2bank Secured Visa® Credit Card.

Now that your account is active, simply transfer at least $100 to it within 3 months.

After this period, you can request the GO2bank Secured Visa® Credit Card.

But remember that you need to make a security deposit to determine your credit limit. It’s easy. Just transfer directly from your GO2Bank account!

GO1Bank keeps it simple. The requirements to open your account and request your GO2bank Secured Visa® Credit Card are as follows:

All the previous steps can be done directly through the app!

This way, you get familiar with the app that will accompany you on your financial journey.

Download the app on your mobile phone. You can find the links on the website to ensure you download the correct app.

Even with all the benefits a secured credit card can offer, some people are unwilling to pay the security deposit.

Or maybe they don’t have it right now but need credit ASAP.

If that’s the case, you can always check the market for unsecured credit cards designed for low scores. One of these options is the FIT Mastercard®.

Check the comparative table:

If this credit card alternative seems like a more favorable game for you. read our full review and get more information about it.