Credit Cards

GO2bank Secured Visa® Credit Card Review: $0 annual fee

The GO2bank Secured Visa® Credit Card is the smooth road that takes you to a next-level credit score - no surprises, just good customer service, and efficient features.

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Get GO2bank’s support to build a great credit score!

GO2bank Secured Visa® Credit Card
GO2bank Secured Visa® Credit Card Review: $0 annual fee. Source: GO2bank

A simple card. That’s what we will talk about in this GO2bank Secured Visa® Credit Card Review. You don’t have time to waste on the credit-building journey.

GO2bank Secured Visa® Credit Card

Apply for GO2bank Secured Visa® Credit Card

Learn how to apply for the GO2bank Secured Visa® Credit Card and discover a better way to use your money and build a credit score!

The truth is that building a solid credit is crucial. You’ll notice the impact these three digits can have on your life. So, keep reading and find out more!

Credit ScoreNo credit check: check!
Annual FeeZero plus zero, forever.
Purchase APR22.99%;
Cash Advance APR26.99%;
Welcome BonusNone;
RewardsGO2Bank has no rewards program for this credit card.

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The ins and outs of the GO2bank Secured Visa® Credit Card

We already know that having a minimally decent credit is basic. But this history needs a “Once upon a time” to begin the journey. It all starts with a credit line.

Enter the scene: the GO2Bank Secured Visa® Credit Card that we’ll have the chance to review. A secured card is a surefire choice for building credit without headaches.

This is because the card is easy to obtain and even easier to manage. With the security deposit, you determine – and guarantee! – your credit limit. And the best part: no annual fee.

But pay attention to one detail: there is a monthly fee. However, the amount is almost symbolic – $5 – and will only be charged if you make no transactions in the previous month.

Furthermore, GO2Bank isn’t a rewards card. And it doesn’t need to be. GO2Bank’s focus is on expanding consumers’ accessibility to good financial products.

GO2bank Secured Visa® Credit Card: is it worth it?

GO2bank Secured Visa® Credit Card
Get GO2bank’s support to build a great credit score! Source: GO2bank

Having a secured card is an advantage for those who are newcomers to the credit card game.

But is the GO2bank Secured Visa® worth your security deposit?

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Pros

  • Annual Fee: No more spending money on an annual fee. This card has zero fees!
  • Healthy Limit: A secured credit card gives you the confidence to spend without the risk of creating debt.
  • Credit Score: You don’t need a good or excellent credit score to apply for this card.
  • Build a Successful Financial History: Go2Bank reports all your activities to credit bureaus, which is great for building a good credit score – if you use the card responsibly, of course.
  • Full Support: Educational support to optimize your usage for credit score building.

Cons

  • Security Deposit: Your credit limit is tied to the security deposit, so if you don’t have a good reserve of money for this, you’ll have to manage a low credit limit for your purchases.
  • Rewards: We will consider the absence of a rewards program as a “con,” as many people consider it essential in a credit card. However, for those rebuilding credit, it might be better not to have the temptation to spend money just to earn rewards.

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Credit score requirements for card application

This is where the secured card shines above the competitors.

For those tired of begging for a credit card, the answer is the GO2Bank Secured Visa® Credit Card.

Since you’re paying a collateral, there’s no need to prove you have a good credit history.

Ready to apply? Here’s how to get the GO2bank Secured Visa® Credit Card

As you can see, this card is straightforward and has a well-defined purpose.

This makes everything easier: for credit building, this card is a 5-star choice.

To see how simple it is to apply for a GO2Bank Secured Visa® Credit Card, continue reading in the following link.

GO2bank Secured Visa® Credit Card

Apply for GO2bank Secured Visa® Credit Card

Learn how to apply for the GO2bank Secured Visa® Credit Card and discover a better way to use your money and build a credit score!

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