Credit Cards
Apply for Wells Fargo Reflect® Card: 0% intro APR
Step-by-step instructions on how to apply for the Wells Fargo Reflect® Card. $0 annual fee and amazing benefits! Read on!
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The complete guide to applying for the Wells Fargo Reflect® Card
Overall, the Wells Fargo Reflect® Card is a good option for anyone looking for a credit card with a totally unbeatable introductory APR rate.
But before your Wells Fargo Reflect® card arrives at your home, let’s learn how to sign up. In this article, we will show you step by step.
Applying for your card: Online
To apply for the Wells Fargo Reflect® Card, you can visit the Wells Fargo website and follow these steps in a very intuitive way.
When entering the official Wells Fargo Reflect® Card website, locate the “Apply Now” button and provide your personal information and credit history.
Wells Fargo will review your application and make a decision within a few days.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Requirements
To apply for the Wells Fargo Reflect® Card, you must be at least 18 years old, have a credit score of 660 and above, and be a resident of the United States.
You may also need to provide additional information about your income and employment.
Applying for your card: App
Download the Wells Fargo app on your mobile device. You must have an active Wells Fargo account; if you don’t have one, register.
If you’re already a member, login with your Wells Fargo account. Now, tap the “Cards” button and search for the Wells Fargo Reflect® Card.
After you submit your application, Wells Fargo will review your financial history. If you’re approved, you’ll receive a notification in the Wells Fargo app.
If you are declined, Wells Fargo will provide a notification in the Wells Fargo app explaining the reason for the denial.
You can reapply for the card after a few months if your credit improves. Easy, fast, and in the palm of your hand!
Wells Fargo Reflect® Card or Destiny® Mastercard?
Here, we have two cards for you if you’re looking to make purchases and balance transfers with better interest rates.
You can forgo rewards programs while improving your credit score. Both do not have competitive interest rates.
In comparison, the Wells Fargo Reflect® Card rates are more advantageous during its introductory period.
You can draw your own conclusions from this direct and honest comparison between two excellent options for those looking for lower rates.
Wells Fargo Reflect® Card | Destiny® Mastercard | |
---|---|---|
Credit Score | 660 or higher; | 300 – 670 (Bad to Fair); |
Annual Fee | No annual fee; | $175 in the 1st year, $49 thereafter! |
Purchase APR | 0% for 21 months, thereafter 18.24%, 24.74% or 29.99% variable; | 35.9%; |
Cash Advance APR | 29.99% variable; | 35.9%; |
Welcome Bonus | None; | None; |
Rewards | None. | None. |
Further, keep reading and discover how to apply for the Destiny® Mastercard!
Apply for Destiny Mastercard®
Learn how to apply for the Destiny Mastercard®, a simple and quick application process that can be done online.
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