Credit Cards
Apply for the Upgrade Life Rewards Visa®: up to 3% cash back
Ready to elevate your credit card game? Learn how to apply for the Upgrade Life Rewards Visa® card in our latest blog post. Earn cash back on purchases!
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Apply for the Upgrade Life Rewards Visa®: Quick application!
Whether you’re shopping for groceries, dining out, or making everyday purchases, learning how to apply for the Upgrade Life Rewards Visa® card can be an incredible option.
Also, this card ensures that a significant portion of your spending translates into valuable rewards. So, keep reading to learn more about the application!
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Apply for the card: Online
The Upgrade Life Rewards Visa® card is a compelling financial tool that combines attractive rewards with various benefits.
Boasting a generous reward rate of up to 3x on eligible purchases, this card appeals to individuals who prioritize maximizing their cashback earnings.
Therefore, to apply online for this card, you’ll need to make sure that you have at least a good credit score to have more chances to qualify.
Also, you’ll need to go to the official website to click on the right credit card you want and then start the application.
Then, you’ll need to provide the personal information required and personal documents they may need.
After all of that, you’ll be able to complete the application and wait for a quick response about it!
Requirements
To get the Upgrade Life Rewards Visa®, you’ll good to excellent credit. This is because this card brings a wide range of premium benefits to cardholders.
Also, you’ll need to provide your personal information and have a valid SSN.
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Apply for the card: Mobile App
You’ll be able to use the mobile app to keep track of your finances with Upgrade and much more.
However, you won’t be able to complete the application process through the mobile app.
So, read the topic above to see tips on how to apply online through the website.
Upgrade Life Rewards Visa® or PenFed Platinum Rewards Visa Signature® Card?
If you’re not so sure about getting the Upgrade Life Rewards Visa card, you can try applying for the PenFed Platinum Rewards Visa Signature® Card!
Also, with the PenFed card, you’ll be able to get up to 5x points on gas and more points on other useful and everyday purchases, such as tv, restaurants, supermarkets, and more!
Moreover, this card has a reasonable variable APR and no annual fee to get all these perks!
So, read the comparison table below to learn even more about these cards to see which is the best option for your needs!
| Upgrade Life Rewards Visa® | PenFed Platinum Rewards Visa Signature® Card | |
| Credit Score | Good to excellent; | At least 690; |
| Annual Fee | There is no annual fee; | No annual fee; |
| Purchase APR | 14.99% – 29.99% variable APR; | 17.99%; |
| Cash Advance APR | Not disclosed; | 17.99%; |
| Welcome Bonus | As a new cardholder, you can get a $200 bonus when you also open a Rewards Checking Plus account (valid after you make 3 debit card transactions). Terms apply; | 15,000 bonus points (you must spend $1,500 during your first 3 months as a cardmember); |
| Rewards | You’ll be able to get 3% cash back on gas, grocery, health, streaming, and utilities purchases; Get 1% cash back on all other qualifying purchases you make with the card; Also, you can earn up to 10% extra cash back with Upgrade Shopping (which is powered by Dosh®); *Terms apply. | 5x points on gas, 3x on useful categories like TV, restaurants, supermarkets Also, streaming services and 1x point on everything else. |
Therefore, if you love the PenFed card option, you can read our blog post below to learn more about it and find out how to apply!
Apply for PenFed Platinum Rewards Visa Signature®
Unlock the allure of a Visa Signature® with no annual fee! Discover how to apply for the PenFed Platinum Rewards Visa Signature® Card!
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