Credit Cards
How to Apply for the First Digital Mastercard®: Get score back!
This guide provides a comprehensive overview on how to apply for the First Digital Mastercard®, a valuable tool for those looking to improve or start building their credit score.
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Earn cash back while watching your score soar!

Looking to improve your credit score or starting from scratch? This card is your bridge to financial recovery. Get your score back and learn how to apply for the First Digital Mastercard®.
Here, we’ll unveil the application process for the First Digital Mastercard®, an accessible path for those aiming to restore their financial health and regain confidence! Here’s what you’ll need.
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Applying for your card: Online
Starting the application process for the First Digital Mastercard® is straightforward and begins by visiting the official website. Fill out the application form with your basic personal and financial information.
You’ll need to provide details such as your name, address, annual income, and Social Security number. These pieces of information are crucial for assessing your eligibility.
After submitting the form, wait for the credit analysis. The system is fast, and you might receive a response almost instantly.
If approved, you’ll be informed about the available credit limit and other card details. Make sure to read all the terms and conditions before accepting.
Finally, once you accept the terms, your First Digital Mastercard® will be mailed to you. Await the arrival of your card to start using it.
Requirements
To apply for the First Digital Mastercard®, you must be a U.S. resident and at least 18 years old.
This product is designed for individuals without the need for a high credit score, making it ideal for those building or rebuilding their credit.
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Applying for your card: App

The First Digital Card Mobile App has less than 4 stars on Google Play and only 2.2 points on the App Store, indicating that your user experience might not be flawless.
However, it should cover the basics just fine. Check your balance, statements, and payments without much hassle, and track your progress in the cashback program.
To apply, download the First Digital Card Mobile App. It offers a convenient way to apply directly from your smartphone.
The app leads you through a streamlined application process. Enter your personal and financial information as prompted and submit your application.
First Digital Mastercard® or Milestone Mastercard®?
You know it’s time to improve your score. Now, you just need to choose the tools you’ll use on this journey. To make that choice wisely, see below. This is the Milestone Mastercard®.
| First Digital Mastercard® | Milestone Mastercard® | |
| Credit Score | Free for bad or no credit | Does not have a minimum credit score requirement |
| Annual Fee | The initial cost is $75 for the first year, and subsequently, there is an annual fee of $48 | $175 for the first year, then $49 thereafter |
| Purchase APR | 35.99% | 35.99% |
| Cash Advance APR | 35.99% | 35.99% |
| Welcome Bonus | N/A | N/A |
| Rewards | 1% Cashback Program | N/A |
Another option for building your credit. While the First Digital Mastercard® stands out for its cashback, this other tool focuses on fraud protection.
Compare both and see that a world of opportunities awaits you.
Apply for the Milestone Mastercard®
Apply for the Milestone Mastercard® and build your financial future effortlessly! Learn the ins and outs of the application process in this guide!
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